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Old 02-18-2012, 05:19 AM   #1 (permalink)
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Lightbulb LSW SecurePlus Provider Vs. NWM 65 Life

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Originally Posted by STIBROKER (Post 502248)
no cap...............................

I agree this is a good thing along with the 4% floor.

However, I am curious to know if you have an insight on the "borrowing" aspect of each policy. Meaning that for the sake of the example, if I borrow 90% of the money out of the policy, how would NWM behave vs LSW?

Would interest grow on the the 10% left for NWM, compared to LSW that would still compound interest on the full 100% cash value.

Is that the correct behavior of each policy and how does that affect my potential returns, knowing that the possibility of borrowing against the value is important to me?
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